Editorial policy

Every guide is written to be educational and accurate, and is reviewed by Angelo Orru Neto, CFP® professional, before publication. Where we make factual claims about rules, rates, or tax treatment, we commit to citing authoritative sources such as the CFPB, the Federal Reserve, and the IRS. We mark the last-updated date on every page and correct errors promptly.

How we research and source

Our figures come from primary and reputable secondary sources — lender disclosures, federal consumer-finance resources, and established financial publishers — and carry an "as of" date. We do not invent rates, ratings, or customer reviews, and we update content as the home-equity market changes.

Review & corrections

Guides are reviewed for accuracy and balance before publishing and re-checked when conditions change. If you spot an error, we want to fix it — corrections are made promptly and the updated date reflects the change.

Independence & compliance

King of HELOC is a lead-generation marketplace, not a lender. All rates shown are illustrative, and we do not guarantee approval, rates, or terms. We may be compensated by the lenders we match you with; that compensation never changes our editorial standards or the math on the page. See how we rank HELOC lenders and the disclosure in the footer of every page.