HELOC affordability calculator

If you know the monthly payment you can comfortably handle, you can work backwards to find the approximate loan amount. Enter your target payment, expected APR, and repayment term below to see an illustrative borrowable amount.

Desired monthly payment ($)HELOC APR (%)Repayment term (months)

Approximate borrowable amount: $41,211

Illustrative estimate based on full amortization over the term entered. Actual HELOC amounts depend on lender underwriting. Not an offer to lend.